financial disclosure

Limitation of Liability

Maverick Insurance Brokers does not accept any liability for use of the www.maverickinsurance.ca (the "Website"). Your use of the Website is at your own risk.

The Website is provided on an "as is" and "as available" basis, without any representations, warranties or conditions of any kind, whether express or implied, and including without limitation implied representations, warranties or conditions of title, non-infringement, merchantability, fitness for a particular purpose, performance, durability, availability, timeliness, accuracy or completeness, all of which are hereby disclaimed by Maverick Insurance Brokers.

Maverick Insurance Brokers will not under any circumstances be liable to you or any other person for any loss or damage arising from, connected with, or relating to the use of the Website by you or any other person.

Other Sites

For your convenience, the Website may include links to other Internet sites or resources and businesses operated by other persons (collectively "Other Sites"). Other Sites are independent from Maverick Insurance Brokers, and Maverick Insurance Brokers has no responsibility or liability for or control over Other Sites, their business, goods, services, or content. Your use of Other Sites and your dealings with the owners or operators of Other Sites is at your own risk.

Your use of the Website and all related matters is governed by the laws of the Province of Ontario and any dispute must be resolved by the Courts in the Province of Ontario sitting in Toronto to whose jurisdiction you account, by your use of the Website.

Information on Website

Maverick Insurance Brokers. and www.maverickinsurance.ca can not guarantee the information contained on www.maverickinsurance.ca to be timely, current, accurate, or complete, and is subject to change without notice. Changes to the information, products, or services described at www.maverickinsurance.ca may be made without updating the website to reflect such changes.

The information contained within the Website is intended for use within the province of Ontario. When using any information provided on our Website for any insurance, financial services, or other purpose, you should verify the information before acting on it. No endorsement of any third-party products or services is expressed or implied by any information, material or content referred to or included on, or linked from or to www.maverickinsurance.ca or other sites.

Our Financial Disclosure

Our role as a broker is to provide our customers with insurance that combines coverage, service, and price to create policy value. We provide personalized service that includes professional advice, claims support, as well as client advocacy. Our Company is proud to support the communities in which we both work and live.

We believe our clients should know that our brokerage compensation is part of your premium. For your benefit, we have listed below the insurance carriers that we represent and have included the broad range of compensation each provides as a percentage of your overall premium.

Aviva Canada – 12.5Aviva Canada – 20-22CAA Insurance – 12.5CAA Insurance - 20Chieftain Insurance – 12.5Chieftain Insurance – 20Definity insurance – 12.5Definity insurance - 20Gore Mutual Insurance Company – 12.5Gore Mutual Insurance Company - 20Intact Insurance – 12.5Intact Insurance – 20Northbridge Insurance – 12.5Northbridge Insurance – 20Pembridge Insurance – 12.5Pembridge Insurance - 20Wawanesa Mutual – 12.5Wawanesa Mutual – 20SGI Canada – 12.5SGI Canada - 20Travelers – 12.5Travelers – 20Echelon Insurance – 12.5Echelon Insurance – 12.5Unica Insurance – 12.5Unica Insurance – 20Coachman Insurance – 12.5MAX Insurance - 20Jevco Insurance – 12.5 PAFCO – 12.5 Facility Association (flat fee)

*Those noted with an asterisk recognize our efforts through a contingent profit agreement. Payment of these commissions is reliant on a combination of factors including growth, profitability, business retention, and an increased level of service that we provide on behalf of the carriers. These contingent commissions are based on an entire portfolio of business and not individual policies. Contingent commissions are never guaranteed.

On occasion carriers may invite staff to seminars or conferences to learn of new product offerings. Some carriers may offer randomly awarded draw prizes based on special promotions. The Company may opt to collect or participate in these promotional benefits of a nominal nature having no influence on how policies are placed, and if it may be possible to be construed as such these promotions will be disclosed in an open and upfront manner. Ultimately, we recognize that our client interest must remain primary.

Our disclosure commitments are made in the best interest of our consumers. We encourage you to also consult the commitments made by our insurers, the insurance industry, and all associated regulating bodies by consulting their individual Web Sites. If you have any questions regarding this disclosure please contact us at 1 (877) 482-5001.